Domestic Insurance

House and Contents Insurance

For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Private Motor Insurance

Motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).

Landlord Insurance

Landlord Insurance provides coverage for malicious damage, physical damage and or hidden gradual damage to your property. The cover is in line with the new Residential Tenancies Amendment Act 2019

Business Insurance

Material Damage

Business Insurance is used by many businesses, but it’s best suited to SME-type operators. Coverage includes Commercial buildings, office contents, plant and machinery, stock, office equipment, fitouts & tenant improvements.

Business Interruption Insurance

From your family and employees to customers and suppliers, there are a lot of people who depend on your business opening its doors each day. Business Interruption cover provides you with protection following a Material damage claim and as a result you suffer a reduction in turnover. Cover is also provided for loss of rent in respect of building owners.

Commercial Motor

One of the more common types of business covers, motor insurance provides coverage for physical loss, damage or theft to your vehicle(s).

Contract Works Insurance

Contract Works Insurance provides cover for any physical damage of works or third party liabilities during construction stages of a project.

Mobile Plant and Equipment Insurance

Plant & Equipment Insurance is important for a wide variety of businesses that rely on mobile plant and equipment to continue their business activities. It protects the equipment itself, but also the liabilities associated with its use, from portable tools and the smallest of earthmoving machines, to forklifts and the largest of cranes.

Liability Insurance

General Liability Insurance

Despite the very best of intentions, accidents can still happen in any business. Public and Product Liability Insurance protects you against claims for personal injury or damage to a third party.

Professional Indemnity Insurance

Professional Indemnity (PI) Insurance isn’t just limited to typical ‘professions’ such as accountants, engineers, lawyers, doctors and architects. Essentially, anybody providing advice or consultancy services for a fee has an exposure that needs to be considered.

Directors and Officers Liability / Management Liability Insurance

Many small and medium-sized business owners think they don’t need Directors & Officers (D&O) Insurance as it’s only relevant to large multi-national companies. However, D&O insurance is just as important to SME’s as any other business.

Statutory Liability

Protects business from Fines, penalties and reparation under Health and Safety legislation imposed by courts for unintentional breaches of most laws in New Zealand. Example would be Privacy act, Fair Trading Act, Consumer Guarantee Act, Resource Management act etc.

@2020 FG Link. All rights reserved

✉ admin@fglink.co.nz

Complaints & ComplimentsPrivacy StatementDisclaimer

A Disclosure Statement is available free and upon request